Living costs in Finland

Below you will find examples of monthly budgets with approximate figures for six Finnish cities collected in spring 2022.

In the Helsinki metropolitan area and other larger cities costs are typically higher than in smaller cities.

Please note that, naturally, your individual lifestyle and spending habits also affect your living costs.

Expense type	Cost (per month unless otherwise noted)	Resources	Comments
Student housing (not available for doctoral students)	Shared flat: 268-430 EUR; Studio: 387 – 825 EUR		HOAS has appartments especially for exchange students
Housing (non-student housing)	Starting 295 EUR up to 1 000 EUR
Internet in the apartment	Approximately 20-30 EUR		Might be included in rent sometimes
Internet/phone	30 EUR	Elisa	Elisa: limitless 4 G (100 Mbit/s) and 156min/messages/day and 5 000 min/message/month
Transportation	Adults 65,3 EUR/30 days; Students 36 EUR/30 days;		AB zones counted in the price
Groceries	200-300 EUR		Eating at the university not counted in
Student restaurants	Student price: 2-4 EUR; otherwise, 6-10 EUR
Eating at restaurants (typical main meal)	approx. 17-32 EUR a time
Other expenses (such as clothing, hobbies, entertainment, pharmacy)	xx-xxx EUR based on your preferences

Expense type	Cost (per month unless otherwise noted)	Resources	Comments
Student housing (not available for doctoral students)	Shared flat: 200-300 EUR; Studio: 325 – 450 EUR		The furniture fee is 19 €/month
Housing (non-student housing)	Starting 350 EUR up to 700 EUR	; ;
Internet in the apartment	Approximately 20-30 EUR		Might be included in rent sometimes
Internet/phone	30 EUR	Elisa	Elisa: limitless 4 G (100 Mbit/s) and 156min/messages/day and 5 000 min/message/month
Bike rent/purchase	17 EUR / approximately 50-100 EUR when used
Transportation	Adults 66 EUR/30 days; Students 49,5 EUR/30 days;
Groceries	200-300 EUR		Eating at the university not counted in
Student restaurants	Student discount: 2-4 EUR; otherwise, 6-10 EUR
Eating at restaurants (typical main meal)	approx.17-32 EUR
Other expenses (such as clothing, hobbies, entertainment, pharmacy)	xx-xxx EUR based on your preferences

Expense type	Cost (per month unless otherwise noted)	Resources	Comments
Student housing (not available for doctoral students)	Shared flat: 247-417 EUR; Studio: 356 – 458 EUR		Soihtu has some furnished apartments
Housing (non-student housing)	Starting 237 EUR up to 700 EUR	;
Internet in the apartment	Approximately 20-30 EUR		Might be included in rent sometimes
Internet/phone	30 EUR	Elisa	Elisa: limitless 4 G (100 Mbit/s) and 156min/messages/day and 5 000 min/message/month
Transportation	1 zone Adults 54 EUR/30 days; Students 38 EUR/30 days; 2 zones Adults 69 EUR/30 days; Students 48 EUR/30 days;
Groceries	200-300 EUR		Eating at the university not counted in
Student restaurants	Student price: 2,70-4 EUR; otherwise, 6-10 EUR
Eating at restaurants (typical main meal)	approx. 17-32 EUR a time
Other expenses (such as clothing, hobbies, entertainment, pharmacy)	xx-xxx EUR based on your preferences

Expense type	Cost (per month unless otherwise noted)	Resources	Comments
Student housing (not available for doctoral students)	Shared flat: 217-340 EUR; Studio: 246 – 500 EUR		LOAS has some furnished apartments
Housing (non-student housing)	Starting 350 EUR up to 700 EUR
Internet in the apartment	Approximately 20-30 EUR		Might be included in rent sometimes
Internet/phone	30 EUR	Elisa	Elisa: limitless 4 G (100 Mbit/s) and 156min/messages/day and 5 000 min/message/month
Transportation	Adults 56 EUR/30 days; Students 44 EUR/30 days;		2 zones counted in the price
Groceries	200-300 EUR		Eating at the university not counted in
Student restaurants	Student price: 2-4 EUR; otherwise, 6-10 EUR
Eating at restaurants (typical main meal)	approx. 17-32 EUR a time
Other expenses (such as clothing, hobbies, entertainment, pharmacy)	xx-xxx EUR based on your preferences

Expense type	Cost (per month unless otherwise noted)	Resources	Comments
Student housing (not available for doctoral students)	Shared flat: 201-410 EUR; Studio: 373 – 694 EUR		TOAS has some furnished apartments
Housing (non-student housing)	Starting 350 EUR up to 800 EUR	; ;
Internet in the apartment	Approximately 20-30 EUR		Might be included in rent sometimes
Internet/phone	30 EUR	Elisa	Elisa: limitless 4 G (100 Mbit/s) and 156min/messages/day and 5 000 min/message/month
Transportation	Adults 56 EUR/30 days; Students 42 EUR/30 days;		2 zones counted in the price
Groceries	200-300 EUR		Eating at the university not counted in
Student restaurants	Student price: 2-4 EUR; otherwise, 6-10 EUR
Eating at restaurants (typical main meal)	approx. 17-32 EUR a time
Other expenses (such as clothing, hobbies, entertainment, pharmacy)	xx-xxx EUR based on your preferences

Expense type	Cost (per month unless otherwise noted)	Resources	Comments
Student housing (not available for doctoral students)	Shared flat: 222-310 EUR; Studio: 300 – 650 EUR		TYS has some furnished apartments
Housing (non-student housing)	Starting 300 EUR up to 1 000 EUR	;
Internet in the apartment	Approximately 20-30 EUR		Might be included in rent sometimes
Internet/phone	30 EUR	Elisa	Elisa: limitless 4 G (100 Mbit/s) and 156min/messages/day and 5 000 min/message/month
Transportation	Adults 55 EUR/30 days; Students 38 EUR/30 days;
Groceries	200-300 EUR		Eating at the university not counted in
Student restaurants	Student price: 2,70-5,30 EUR; otherwise, 6-10 EUR
Eating at restaurants (typical main meal)	approx. 17-32 EUR a time
Other expenses (such as clothing, hobbies, entertainment, pharmacy)	xx-xxx EUR based on your preferences

Please also see information gathered by the University of Turku:

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